Joseph Shalaby

speaker

428 appearances 1 recordings 1 series first heard Dec 2025 last heard 19 Dec

Joseph Shalaby’s voice in public audio — every appearance, attributed to the second.

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Recordings per month over the last 12 months — 1 in all, peaking in Dec 2025 with 1.

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Finding Peak with Ryan Hanley · The Immigrant's Playbook for Market Dominance | Joseph Shalaby · 19 Dec 2025 podcast

I actually just had this discussion with Senator Troy on my podcast just a couple days ago.

And the biggest thing that was discussed on my podcast with Senator Troy was the fact of deregulation for builders.

So that's going to be a big thing in 2026 is like deregulating it so builders can build faster.

Right now there's a ton of regulation that totally eats all their profit margins right now.

And it's a pain in the butt to build a house right now for a builder.

It's just difficult.

So they got to go through a ton of red tape.

Red tape that doesn't even mean anything to the bottom line.

Like stuff that just holds up a project for weeks on end for no freaking reason.

So a lot of that's going to be looked at heavily because they need to pump out houses quick.

If they pump out houses quick, then economies of scale will bring housing costs down.

A lot of things are – so that's on the construction side.

That's I think very, very feasible to accomplish pretty, pretty quickly.

The other thing that's trickier but it's going to very, very much help the housing environment is something called portable mortgages, which is –

genius idea that trump is pushing for and portable mortgages are going to allow you to take your low interest rate to your next property so a lot of people are just basically stuck in their mortgage right now because they got a two percent rate they're like i'm never leaving well obviously you'd never leave when your savings account is paying five percent and you have a two percent rate the delta's three percent that means you are literally making money on the money you borrowed you're

It's not free money, money that they're making profits on, right?

So every homeowner who has a 3% or 2% interest rate and their savings account is paying them 5% is making that delta.

So now all these people are like, I'm never selling with this rate, are going to be like, okay, if I could just port that mortgage to my new house, I'll move.

Obviously, they got to factor in the new tax expense, but that will free up that inventory of $11 trillion of mortgages that are basically rate locked in right now.

So that's going to be tremendously helpful for housing as well if that can materialize in some way.

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