Josh DeTar
speaker
2,317 appearances
6 recordings
1 series
first heard May 2026
last heard 7 Aug
Josh DeTar’s voice in public audio — every appearance, attributed to the second.
Trend
recordings per month · last 12 monthsRecordings per month over the last 12 months — 6 in all, peaking in Jul 2026 with 2.
Appearances
The fintechs, the big banks, they have more scale, so they can, if they want, offer lower rates to me.
They supposedly have better technology, right?
They've got obviously more reach and visibility and more branches globally and all of those things.
Why do I even care?
Who cares if credit unions community banks just cease to exist?
What I'm curious is from your perspective, I'm a consumer.
And I get an advertisement for a financial product on my phone from Chase and I get a postcard in the mail from ABC Credit Union in my local community.
Why should I do business with the credit union?
When everything that I'm seeing is that these big banks have bigger scale, bigger tech, bigger this, that, and the other.
Why should consumers even care?
And what should be the promotion from these community financial institutions that would actually get me as a consumer?
Because actually just talking to two guys within our company who I would consider younger guys.
And I was talking to them.
I think I'm gonna have both of them come on as guests together on the podcast to talk about this sometime.
But I was talking to them, and granted, they work here, they work in this industry, right?
But I was asking them about their generation and themselves personally and who they bank with.
And they were like, Yeah, dude, no, big banks.
Big banks, the sofis, the fintechs, that's where we all bank.
Right.
And they were like, they cause they do just fine.
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