Josh DeTar
speaker
2,317 appearances
6 recordings
1 series
first heard May 2026
last heard 7 Aug
Josh DeTar’s voice in public audio — every appearance, attributed to the second.
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recordings per month · last 12 monthsRecordings per month over the last 12 months — 6 in all, peaking in Jul 2026 with 2.
Appearances
I don't need anything special.
So I don't really care about the services that a credit union or a community bank offers.
Now, my argument was there's gonna come a point in your life where you are.
Wouldn't it be nice to already have a relationship with somebody that's gonna care?
Right.
But I'm curious from your perspective, why as a 20 year old US consumer, why should I give a crap that credit unions and community banks stick around?
And then how does that influence what the promotion should be from those financial institutions to attract my core deposits?
It starts with the Pete, I'd love to get your perspective on this.
One of the things that I've been talking to a lot of folks about lately is the concept of niche banking services.
We live in a commodity market, right?
And as a commodity business, back when it was a lot harder, let's just be honest.
It's a lot harder for consumers to shop.
I mean, even just go back in the day and when I had to go buy new clothes.
Right.
I would drive to the mall.
And I would walk into Sears and then JCPenney and then Macy's, right?
And I would go to each of those stores and see who had the best clothes, the best service, the best price, the combination of all the things that fit kind of my style.
Each of those stores had a little bit of differentiation in, well, if you're this type of person, we're gonna have this type of clothes.
So you're gonna be more likely to shop with us.
Right.
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