Julia Carpenter

speaker

3,850 appearances 71 recordings 1 series first heard Oct 2019 last heard Sep 2024

Julia Carpenter’s voice in public audio — every appearance, attributed to the second.

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WSJ Your Money Briefing · The Right Way to Make YOLO Purchases · 28 Jan 2024 podcast

And now I have to sit with it. matched

I have to wear it. matched

I have to think, does this feeling last? matched

And it might. matched

For me, purchasing clothing, I'm not just purchasing it willy-nilly as much as this story makes it sound like I am. matched

So maybe there's some long-term value there, but I have to sit with that feeling for a little longer and think, does the satisfaction of wearing this jumpsuit, having it in my closet, matched

equal the satisfaction of hitting purchase. matched

Oftentimes there's a mismatch there. matched

Right. matched

And you're buying it. matched

One of the things we talk about later in the book when we talk about upping your personal savings rate is we are trying to teach you how saving can feel good. matched

So if there is this idea, maybe you've worked through some of the YOLO exercises in the book and realized, okay, I feel good when I purchase these things. matched

I feel bad when I purchase these things. matched

Maybe then when you have that money left over, you can add it to that feeling good. matched

You can add it to, oh, I feel good when I've purchased this jumpsuit that I've been hunting for forever on Depop and I have a little money left over. matched

I'm even better. matched

I'm going to add it to my high yield savings account and I am so thrifty and smart. matched

We have a lot of stories we tell ourselves about money, and everyone does this. matched

You hear it when people say, I'm bad with money, or maybe a good story like, I love saving. matched

And one of the things we want to do with affirmations is empower people to tell themselves stories about money that feel more empowering. matched

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