Julia Carpenter

speaker
3,850 appearances 71 recordings 1 series first heard Oct 2019 last heard Sep 2024

Julia Carpenter’s voice in public audio — every appearance, attributed to the second.

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Appearances

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Things like, I have a plan, and I know how to act on it. matched
Or things like, I am safe, and I have prepared for... matched
The possibility of not feeling safe. matched
Things that allow you to feel more in control and less like things are just happening to you. matched
I use the emergency one a lot for my own self, actually. matched
When you have that moment of panic and you think, oh, my God, this bill is here. matched
I think, you know what? matched
I had a surprise bill before. matched
I have a plan and I can act on it. matched
it's about recognizing patterns and knowing what you can afford. matched
It's those two different things. matched
So one of them is walking through the book, you realize, I don't feel good when I'm spending on these little things. matched
Maybe I feel good when I'm spending on this other big thing. matched
And understanding that pattern and understanding the value you get from it means that you can have that in mind when you're about to hit purchase. matched
whereas that help was typically concentrated between the ages of 25 to 35.
It's now starting when a child leaves school and then extending well into the grandchild's life.
Life is more expensive.
So whereas in the past parents might gift you $3,000 so you can buy a house, that $3,000 is now just paying your rent.
It's not necessarily that parents are gifting larger amounts of money.
It's that they are helping their children for longer.
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