Julia Carpenter
speaker
3,850 appearances
71 recordings
1 series
first heard Oct 2019
last heard Sep 2024
Julia Carpenter’s voice in public audio — every appearance, attributed to the second.
Trend
recordings per month · last 12 monthsNo recordings in the last 12 months.Older appearances are listed below; set an alert to hear about the next one.
Appearances
It's a one-time cost, which is a good thing for people to prepare for, but also kind of adds to everything else you're fronting right away.
matched
You're signing over this big down payment.
matched
You're paying your real estate agent.
matched
You're adding all these other things.
matched
So it's something that shouldn't be ignored.
matched
Huge plot point of this mansion tax.
matched
I'll use my situation as an example because I really want to own a home.
matched
My girlfriend and I have been saving for a down payment.
matched
We have amassed an amount of money that I feel really proud of but would not be competitive.
matched
So what we're doing right now is we're still paying rent, but we are just adding money to that down payment and waiting to see what happens.
matched
Maybe interest rates will drop and my mortgage is more affordable.
matched
Maybe I'll get a better rate.
matched
Maybe I'll start looking deeper into Brooklyn, which means that I'll have
matched
options that are a variety of different prices.
matched
All these different things could work out for me, but just right now I have to be in this space of knowing this isn't the time and all I can do is just keep saving money.
matched
WSJ Your Money Briefing · The Importance of Interest Rates in Paying Down Your Debt · 14 Jan 2024
podcast
A lot of people only look at that minimum payment and when it's due.
voice-verified
They're not calculating what the interest is on the full balance and how that is affecting them.
voice-verified
So they're thinking, well, I pay off my credit card, I pay the minimum.
voice-verified
And that's actually not the same as paying off your credit card.
voice-verified
Thank you for having us.
voice-verified
Showing 381–400 of 3,850 · page 20 of 193
← Previous
Next →