Julia Carpenter
speaker
3,850 appearances
71 recordings
1 series
first heard Oct 2019
last heard Sep 2024
Julia Carpenter’s voice in public audio — every appearance, attributed to the second.
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Appearances
WSJ Your Money Briefing · The Importance of Interest Rates in Paying Down Your Debt · 14 Jan 2024
podcast
Great to be here.
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It's a great idea in practice, but it's just not realistic for so many people.
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I'm thinking about all of the people I interview who by necessity have to carry a certain amount of debt.
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They don't have the income to just wipe out their student loans or not pay a mortgage.
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A lot of people only look at that minimum payment and when it's due.
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They're not calculating what the interest is on the full balance and how that is affecting them.
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So they're thinking, well, I pay off my credit card.
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I pay the minimum.
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That's actually not the same as paying off your credit card.
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Absolutely.
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It is my aspiration to have housing debt.
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I would love to have a mortgage.
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There's a lot of debt that we take on because it is a way for us to reach another step.
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That's where so many people feel conflicted about their student loans.
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They took on these student loans in order to receive an education that would then allow them to live the kind of life they want to live.
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And they were told it was good debt.
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And now they're looking at their balance.
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They're saying, hold on, am I actually paying more debt?
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now than I took out?
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Absolutely.
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Showing 401–420 of 3,850 · page 21 of 193
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