Julie Jargon
speaker
193 appearances
6 recordings
1 series
first heard Dec 2019
last heard Nov 2023
Julie Jargon’s voice in public audio — every appearance, attributed to the second.
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But as they get older, kind of to the 10, 11, 12 age range is when they typically start using these apps when they have phones or iPads where they can start keeping track of their chores.
If you give a kid, you know, 30 bucks and you ask them a week later where it went, they probably won't be able to tell you where it went.
Like, well, I don't know.
I mean, I'm the same way with cash.
You spend it, it's gone, you forget where it even went.
Whereas if you have a record of it, you can see and you can maybe feel a little guilty about the frivolous things that you spent money on.
And you see that balance inching towards zero, it might make you pause.
They actually have sponsored accounts now so that if you're a parent or a guardian, you can sponsor an account for anyone that's under the age of 17.
And you have to be at least 13.
A lot of kids really like to have a card, a physical card.
So even though they don't want physical cash, they still want something to hold a lot of times rather than just, you know, using their phone to swipe at a retailer.
Parents can lock and unlock their teen's debit card, they can monitor their account balances, and they can receive notifications of activity that's happening on the debit card and through the app.
Step is an app that's designed specifically to help kids learn money management.
They have parental oversight, so a parent or guardian has to sponsor a minor account.
They create their own separate account that they use to transfer money to their kids.
The parents can view their kids' balance, add money.
They can freeze the debit card if they need to.
It's designed specifically for kids, and it does go a step farther than, you know, a cash app or Venmo.
It works similar to some of the other apps in which parents can send money, they can set debit card spending limits, they can even choose specific retailers if they don't
want their kids going to Starbucks, they can not include that on the list of places, or they can free spending, they can do all those things.
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