Kate Phelan

You're not going to get out of it in a day.

And I think that you spoke about feeling that crushing shame and overwhelm.

that's a feeling that a lot of people know, and then it can just weigh you down, right?

And it will crush you.

But if you say, okay, I'm just going to chip away at this a little bit.

Now the control is with you and you have to stick with it.

It's not easy.

It's not glamorous.

It's not fun, but it is the best way to do it.

I think with anything that we've talked about, right?

Scott and I've talked a lot about that today, that it is these

little wins that you can do that really start to add up and you know I think people think that they've got to have it all figured out and they've got to have all the money you don't get all the money overnight it doesn't work that way Kate how do you think about small wins and keeping up momentum financially

Yeah, so one of the things that I like to talk to people about is this idea of knowing where you are.

I talk to a lot of people and they can't off the top of their head tell you where their money is.

Is it in the home that you own?

Is it in the car that you own?

Is it in a checking account?

Is it invested?

Is it in your 401k?

I think that regardless of the number of commas that are in your net worth, right, your balance sheet, you should be able to say off the top of your head on any given day,