Kate Phelan

It's not enough to just save the money and shove it under the mattress.

You got to put it into a vehicle where it's actually going to work for you.

But the sooner that you get started, if it's 10 bucks, it doesn't matter.

That all really starts to add up over the long run, which puts you in a better position to keep more of what you've made.

I really like what your dad said, Kate.

Save a little, a lot.

I grew up in a family where we talked about money and I don't know that a lot of people feel comfortable with that even in today's day and age.

And so I think that if you are, you know, you think about your baby girl, I think it's

The sooner that you start talking to her about things like budgeting and saving up for something, I think the better for kids, right?

I really think that we do them a disservice by sending them off to the real world and saying, oh, by the way, it's really expensive out there.

Good luck.

You got to get them prepared.

Oh, no.