Keith Melton

speaker

165 appearances 1 recordings 1 series first heard Nov 2025 last heard 20 Nov

Keith Melton’s voice in public audio — every appearance, attributed to the second.

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Recordings per month over the last 12 months — 1 in all, peaking in Nov 2025 with 1.

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Off the Rails from the U.S. Faster Payments Council - FPC · 20 Nov 2025 Kyle Caldwell and Keith Melton from The Clearing House on the RTP Network and new Fraud Services from TCH · 20 Nov 2025 podcast

And, you know, we we've got a long history here.

From an RTP perspective, you know, we've launched the platform about eight years ago.

So we've been in market for a long time.

We've got a lot of experience now with operating that network 24 by 7 by 365.

It's based on an ISO 20022 model.

So it's a very data rich native platform.

And we're getting to some significant volumes.

So last year in 2024, we did about 343 million transactions on the network.

That was about a 38% year-over-year growth from the previous year.

And we surpassed that number in early October this year.

So we're on track to have another record year.

Actually, we had a record month last month.

It was 42 million transactions on the network in October.

So, you know, we're seeing a lot of growth in the network.

So we do about for October is about one little over 1.3 million transactions per day.

I think November will probably hit about 1.4 million transactions per day on the network.

And an interesting statistic about RTP is about 46% of the dollar volume settled are after business hours.

So nights, weekends, just given the nature of the network being 24 by 7 by 365, you can actually see spikes in the network when other traditional core networks go down in off hours.

So it's kind of interesting to see that.

From a participant perspective, we're sitting right at about 1,100 participants on the network, and we have about 98% technical reach.

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