Keith Melton
speaker
165 appearances
1 recordings
1 series
first heard Nov 2025
last heard 20 Nov
Keith Melton’s voice in public audio — every appearance, attributed to the second.
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recordings per month · last 12 monthsRecordings per month over the last 12 months — 1 in all, peaking in Nov 2025 with 1.
Appearances
So that means given that a lot of participants join the network through third-party service providers or TPSPs, based on those third-party service providers, we have about 98% technical reach.
And if you ask the largest senders on our network,
How many participants can they be?
How many people can they reach that they're trying to send to?
It's about 90 to 95%.
So we've got really good coverage.
We have this other calculation that we use based on the number of DDA accounts that we can reach.
It's a kind of a wonky calculation of how it's done.
But it's a good measure that we do consistently share.
And we're at about 73.5% DDA reach across the U.S.
A few other things.
Right now, RTP processes a little over 98% of all bank-to-bank real-time payments in the U.S.
So we've got significant market share given we've been in the market for a really long time.
And we've hit over our billionth RTP transaction since inception.
So that's going to continue to double given we're growing at close to 500 billion transactions this year.
So we're seeing a really, really good growth.
A couple other interesting tidbits about the network is that we recently did increase the transaction limit value.
from 1 million to 10 million.
So every bank can set their own limits for their customers based on risk profile.
So they don't have to enable a $10 million transaction from a send perspective, but they do have to be able to receive those larger transactions.
Showing 41–60 of 165 · page 3 of 9
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