Keith Melton

speaker

165 appearances 1 recordings 1 series first heard Nov 2025 last heard 20 Nov

Keith Melton’s voice in public audio — every appearance, attributed to the second.

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Recordings per month over the last 12 months — 1 in all, peaking in Nov 2025 with 1.

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And we did see a pretty significant increase in the average transaction value since that was implemented on February 9th this year.

So we went from $1 million to $10 million.

So a good way to look at it was in 2024, the average transaction value amount was right around $900.

We're sitting at about $3,500, $3,600 per transaction average now.

So it's jumped up quite a bit since we implemented that change.

Two other things that are probably worth mentioning is the growth we've seen from unique business originators.

So about 80% of the volume we see on the RTP network is business originated, and then 20% is consumer originated.

And we've grown the number of unique business or corporate originators to about 340,000 people.

unique business originators on the network processing every month.

And we've got about seven and a half million unique consumer originators on the network processing on a daily, monthly basis.

So we've got really good participation that's starting to happen on the network.

And that's, I think, the reason we're seeing a lot of growth starting to happen.

From a use case perspective, we see all kinds of use cases.

Like I mentioned, 80% are business originated, 20% are consumer originated.

I'd say about 42% of our volume we see on the network are what we call users.

A to A or account to account transfers.

And think of these as me to me transactions.

So it's bank to bank, so me, Keith, moving money from my Truist account to my JP Morgan account.

Or it's me moving money from my brokerage account to my bank account.

or defunding of a wallet.

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