Keith Melton

speaker

165 appearances 1 recordings 1 series first heard Nov 2025 last heard 20 Nov

Keith Melton’s voice in public audio — every appearance, attributed to the second.

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Recordings per month over the last 12 months — 1 in all, peaking in Nov 2025 with 1.

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Off the Rails from the U.S. Faster Payments Council - FPC · 20 Nov 2025 Kyle Caldwell and Keith Melton from The Clearing House on the RTP Network and new Fraud Services from TCH · 20 Nov 2025 podcast

So to me, interoperability is the one that's a little bit different.

It's very clear to me on this one.

Basketball is definitely the odd one out.

That's probably because I'm not six foot seven and I've never really played basketball in my life, but I do do a lot of cycling.

And my daughter and my son have done a lot of rowing in their youth.

And so I'm very familiar with those two, but basketball, not so much.

Or Keith?

I'd say Bitcoin is the one that's the odd one out in that, you know, I think of stablecoin, I think of tokenized deposits as either, you know, fiat backed or, you know, based on a gold standard or based on U.S.

reserve currency, whereas Bitcoin is a little bit different and not based on that.

That one's easy.

So it's instant payments for me for a lot of reasons, though.

Both Check and ACH have a debit instrument.

Instant payments in the U.S.

is a credit push system.

And just the fact that instant payments in the U.S.

is the newest rail in 40 years when we launched eight years ago with RTP.

So it's definitely the new kid on the block.

It definitely gets a lot of interest, and we're seeing a lot of growth.

And so that one's definitely the odd one out for me.

Yeah, this one, it's the obvious answer, but I'm going to say instant payments in that it's instant.

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