Kelvin Teo

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586 appearances 1 recordings 1 series first heard Mar 2026 last heard 15 Mar

Kelvin Teo’s voice in public audio — every appearance, attributed to the second.

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Recordings per month over the last 12 months — 1 in all, peaking in Mar 2026 with 1.

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BRAVE Southeast Asia Tech: Singapore, Indonesia, Vietnam, Philippines, Thailand & Malaysia Startups, Founders & Venture Capital VC (English) · How Kelvin Teo Built Southeast Asia’s Largest SME FinTech Empire - E678 · 15 Mar 2026 podcast

We have seen if you have a very good traditional player as joy venture partners like

One joint venture can feed the company.

Of course the question is going to be that outside of the joint venture, to what extent can you actually target the other supply chains, right?

And what happens if there's a macro shock in that particular country?

Um which not all countries have experienced that in full scale.

So I think to us, so far the playbook has worked out very well for us, but we have seen other models that work out reasonably as well.

So it's just different choice that we've taken.

Just one quick point in appreciation for predecessor that relates to a previous question is that we also did a regional play because we studied we will look at how Grab versus Gojak playbook, Gobeda versus Lazara playbook, right?

And we think that ultimately regional players will win in a sense that in Canada there are many b very ways, right?

And like the most brutal way is that hey, once I win in five markets or so any new six market, I have enough profit pool to even price well if I need to.

Of course that's a very

Very aggressive and a pessimistic way, but I do think we did study some of the predecessors and very grateful for the lessons that are left behind for us for both Crab and Lazada and of course Shopee nowadays, right?

Yeah.

So so ingrate grateful and just want to recognize how we with them and we're just standing on the shoulders of giants.

So coming in terms of overall credit risk perspective, I think a few things that were critical to us, right?

One was that we were we took a very cautious approach in the sense

That when we asked Sequoia in Series A, like, dude, why do you all invest in us, Kennedy?

There were other players that started earlier than us, supposedly a lot more experienced because they're 40-year-old bankers and whatnot, right?

And like these two kids, 28 years old, why do you all supporters and waited for us until graduation?

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