Kim Palmer

speaker

161 appearances 2 recordings 1 series first heard Mar 2026 last heard 3 Aug

Kim Palmer’s voice in public audio — every appearance, attributed to the second.

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recordings per month · last 12 months

Recordings per month over the last 12 months — 2 in all, peaking in Aug 2026 with 1.

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NerdWallet's Smart Money Podcast · Frugal Fatigue Is Real: How to Stop Saving Burnout and Start Spending on Purpose · 9 Mar 2026 podcast

You definitely want to make sure you have

Have some fun built into your budget because if you are constantly saying no to yourself and not letting yourself have any splurges at all, then it's easy just to want to let go of your budget altogether.

So even if you're building in some small things right now, like getting coffee with a friend or going to the movies, it doesn't have to be extravagant, but you want to make sure you have something in there that's making you feel good.

So you want to stick with it.

It can.

I think this is where some advanced planning really comes into play.

And I also love the idea of sinking funds.

So say Michael has a fun expense that's coming up that they want to plan for.

Like, let's just say it's a vacation, for an example.

Then you want to start setting aside money the months ahead of that vacation.

So you are slowly building up that account.

You're

You don't have to feel guilty because there it is.

You've planned for it.

You're allowed to spend it.

And that way, by setting money aside each month in advance of the big expense, you know you're ready for it.

And I think that can go a long way.

That kind of advanced planning, sinking funds can go a long way towards just making sure you're actually enjoying that expenditure and not feeling guilty.

Well, first, I feel like I should say I'm not a financial therapist.

I have interviewed many financial therapists, though.

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