Kristen Cavallari

F word and stuff like I don't know I just thought it was a lot but whatever it is what it is I was just playing it safe for a while and that's not me so anyways here we are here we are we'll see where this one goes you know yeah Let's take a minute, you guys, to talk about YNAB. You put so much time and effort into earning money, you deserve to spend it without stress or second guessing.

F word and stuff like I don't know I just thought it was a lot but whatever it is what it is I was just playing it safe for a while and that's not me so anyways here we are here we are we'll see where this one goes you know yeah Let's take a minute, you guys, to talk about YNAB. You put so much time and effort into earning money, you deserve to spend it without stress or second guessing.

YNAB, spelled Y-N-A-B, is a life-changing app that helps you do what you want with the money you have. You'll create a flexible plan for your money through the simple practice of giving every dollar a job, so keeping you focused on the life you want. You'll be able to cover your mortgage and fund your 401k without sacrificing dinners with friends or that long-awaited trip to Greece.

YNAB, spelled Y-N-A-B, is a life-changing app that helps you do what you want with the money you have. You'll create a flexible plan for your money through the simple practice of giving every dollar a job, so keeping you focused on the life you want. You'll be able to cover your mortgage and fund your 401k without sacrificing dinners with friends or that long-awaited trip to Greece.

With YNAB, you'll stop wondering where your money goes and start deciding where it will take you. 92% of users report feeling less money stress since using YNAB. The average YNAB user saves $600 in their first two months and $6,000 in their first year. Life is short. Spend it well with YNAB. Maybe it's the Capricorn in me, but I am obsessed with tracking where every penny goes.

With YNAB, you'll stop wondering where your money goes and start deciding where it will take you. 92% of users report feeling less money stress since using YNAB. The average YNAB user saves $600 in their first two months and $6,000 in their first year. Life is short. Spend it well with YNAB. Maybe it's the Capricorn in me, but I am obsessed with tracking where every penny goes.

I love looking at financial statements. I love seeing how much is going to dinners, to household stuff, to kids. I love having all of those different buckets and YNAB makes it so easy to stay on track. In 2025, I'm doing a lot of renovations to my house. So I'm definitely keeping a close eye on that money. And maybe that means I have to tighten up in other areas.

I love looking at financial statements. I love seeing how much is going to dinners, to household stuff, to kids. I love having all of those different buckets and YNAB makes it so easy to stay on track. In 2025, I'm doing a lot of renovations to my house. So I'm definitely keeping a close eye on that money. And maybe that means I have to tighten up in other areas.

And YNAB has really been helping me track all of that. And listeners of Let's Be Honest can claim an exclusive three-month free trial with no credit card required at www.ynab.com slash honest. Again, that is spelled Y-N-A-B. You guys know I recently moved into a new house. So I let the kids have free reign when designing their rooms.

And YNAB has really been helping me track all of that. And listeners of Let's Be Honest can claim an exclusive three-month free trial with no credit card required at www.ynab.com slash honest. Again, that is spelled Y-N-A-B. You guys know I recently moved into a new house. So I let the kids have free reign when designing their rooms.

But I didn't want to spend a lot of money because as any parent knows, kids ruin everything. So I gave them a budget and Wayfair was one of the places that they loved to shop on.

But I didn't want to spend a lot of money because as any parent knows, kids ruin everything. So I gave them a budget and Wayfair was one of the places that they loved to shop on.

Also, after the holidays, I don't know if you guys are like me, but it's kind of nice just to give your home a little TLC, start kind of fresh, whether you're tidying up, clearing out, or you just want some new looks to start the new year. Well, Wayfair's got everything you need and all within your budget.

Also, after the holidays, I don't know if you guys are like me, but it's kind of nice just to give your home a little TLC, start kind of fresh, whether you're tidying up, clearing out, or you just want some new looks to start the new year. Well, Wayfair's got everything you need and all within your budget.

And no matter what your style is or what you're looking for, they literally have it all, which is what I love so much. But Camden just needed a new rug. So I let him just go on the website and pick one out. And he had so many options that he loved. So that's what I love too about Wayfair. It's great for me. It's great for kids. There's something for everybody on their website.

And no matter what your style is or what you're looking for, they literally have it all, which is what I love so much. But Camden just needed a new rug. So I let him just go on the website and pick one out. And he had so many options that he loved. So that's what I love too about Wayfair. It's great for me. It's great for kids. There's something for everybody on their website.

And they're also great when you're in a time crunch. The delivery is free. It's fast. It's hassle free. Oh, actually for Christmas, I bought Sailor a cute little swing that hangs from her ceiling too that have these little lights in it. It's really adorable. So I think especially for kids, they just have the best stuff. I'm a sucker for anything that's for the kitchen, like fun cookware, decor.

And they're also great when you're in a time crunch. The delivery is free. It's fast. It's hassle free. Oh, actually for Christmas, I bought Sailor a cute little swing that hangs from her ceiling too that have these little lights in it. It's really adorable. So I think especially for kids, they just have the best stuff. I'm a sucker for anything that's for the kitchen, like fun cookware, decor.

Like that's where Wayfair just has completely gotten me. It's so satisfying to get great deals on things your home actually needs. Give your home the refresh it needs with Wayfair. Head to wayfair.com right now. That's W-A-Y-F-A-I-R.com. Wayfair. Every style, every home. All right, let's talk about Skims. Skims bras and underwear are the only intimates that I've been wearing these days.

Like that's where Wayfair just has completely gotten me. It's so satisfying to get great deals on things your home actually needs. Give your home the refresh it needs with Wayfair. Head to wayfair.com right now. That's W-A-Y-F-A-I-R.com. Wayfair. Every style, every home. All right, let's talk about Skims. Skims bras and underwear are the only intimates that I've been wearing these days.