Kyle Caldwell
speaker
129 appearances
1 recordings
1 series
first heard Nov 2025
last heard 20 Nov
Kyle Caldwell’s voice in public audio — every appearance, attributed to the second.
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recordings per month · last 12 monthsRecordings per month over the last 12 months — 1 in all, peaking in Nov 2025 with 1.
Appearances
Off the rails from the U.S.
Faster Payments Council.
Thanks for having us.
Yeah, thanks for having us.
Yeah, I mean, I guess the first thing to say is that RTP promotes safe and secure payments, just how it was built initially eight years ago now.
And if you check LinkedIn, you'll see some of our members at the Clearinghouse celebrating that birthday.
It was kind of fun to see.
all of those posts.
But since day one, you know, we've had clear rules, you know, verified participants and real-time confirmations of transactions, right?
And that really builds the trust that when you send a payment, the payment's going to be received and it'll be able to be posted.
You know, every payment has
rich, structured information, which gives, you know, the bank stronger signals than traditional rails.
It becomes very clean data and this data can be used effectively as far as, you know, as far as, you know, fraud strategies and, you know, again, just understanding the risk of a payment.
Everything is standardized.
It's, you know,
Pretty great from like a fraud perspective and everything that Keith just kind of went through, you know, I've learned very, very quickly and just the breadth of the clearinghouse and, you know, all of where we're positioned within payments has been truly a great experience to kind of just see how RTP fits within that overall strategy.
And, you know, fraud prevention has definitely been something that's top of mind when it comes to payments.
You know, one of the things that, you know, I like to counter now when I've,
when I hear faster payments, faster fraud, it's well, speed is not the enemy.
And Reid, you're actually on a panel where we talked about that at the Clearinghouse.
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