Laura Owens

Laura also has a car payment for a car that she obtained in December of 2024 and discloses ownership of four LLCs.

In bankruptcy filings, you also need to disclose your monthly expenses.

Laura claims to spend $1,800 a month in food and housekeeping supplies.

That's more than most people's rent.

And that's just part of her total expenses of $3,300 a month.

But as you heard in her bankruptcy filing, Laura listed her income as $0.

When the DOJ got involved, Laura was forced to answer some tough questions.

Laura Owens was back under oath on February 9th, 2026.

The DOJ attorney, Ms.

Jennifer Giammo, launches straight into some questions that the DOJ wanted answers to.

In this recording, you can hear the repeated notifications as new creditors join the Zoom call.

But just like in Mike's DVRO renewal hearing, her former attorney David Gingras is on this call as a, quote, witness.

Laura tries to turn to him for guidance.

One of the debts Ms.

Giammo asks about is something called Cherry Tech.

It's a buy-now, pay-later lender for medical services.

If you remember in the investigation report, the state alleges that Laura purchased HCG from a med spa, and med spa accepts Cherry Tech as a financing option.

Ms.

Giammo asked Laura the obvious question.

If she doesn't have a job, how does she afford to live?