Luke Lunkenheimer

And I'd say, well, what did you – how did you convince him?

Oh, did you lie to him?

Did you – no.

I just told him.

I said, well, we're going to give you – you're going to get a – whatever, a 9.5% interest rate.

Two years it adjusts.

It will go up by a quarter of a point every six months until you pay it off or refinance it.

And they'd be like, oh, I don't know about that.

Well, I mean, here's the thing.

You've got bad credit.

You've got some credit issues.

But in two years, you're going to refinance.

You're going to refinance.

Well, how do you know I'll be able to refinance?

I'm like, well, I would say, and I'm sure you can refinance because, I mean, like your credit card, you're planning on paying this down, right?

No one's going to say no.

Nobody's going to say no.

I mean, you're not going to.

like i know you had that 60 day late or that 30 day late like like you're not gonna is that gonna happen again like no no bro that was a one time what do they say nobody has ever said bro i'm gonna be honest with you i i never pay my shit on time i just don't like paying these things i'm never going to i'm not gonna pay this kind of a derelict i i lose a lot of jobs yeah like i can't do it like i'm it's probably a problem with authority i'm probably just gonna tell my next boss off and quite frankly i don't think i'll even make the first payment yeah

They're always, oh, no, no, no, bro, I'm going to clean that up.