Marc Bineham

speaker

467 appearances 1 recordings 1 series first heard Aug 2022 last heard Aug 2022

Marc Bineham’s voice in public audio — every appearance, attributed to the second.

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Australian Finance Podcast · Pathways to financial advice, inheritances & the sandwich generation · 24 Aug 2022 podcast

once I've started a family, therefore I'm responsible for dependents and I want to make sure if something ever happened to me, they're going to be well looked after.

And thirdly, your superannuation is built up.

And also you probably need a will once you've got an asset and a family.

So they're the sort of things I would be thinking, okay, that's worthwhile just going there.

And whether you actually stay with that advisor or not, but getting an initial plan would be worthwhile.

Yeah, and I actually have two parts to that question, if you don't mind.

The first one is absolutely, you know, your salary goes up, you've never had this much money in your life and you don't want to blow it.

And I totally understand that.

So yes, there's plenty of advisors who specialize in millennials and getting your savings right.

So not actually waiting until you have your first home and all that.

And they're absolutely brilliant too.

So I've got no qualms.

if that's your personality as well and you're happy with that, that would suit you.

So definitely you've got this, you've got to make some decisions.

So see financial advisors at that because you can actually get your savings ramped up, getting your money working harder for you to buy your first home and all that.

So I totally understand.

So that's definitely appropriate.

The second part to that, I would just say,

there's a, from my long experience in doing this, there is so many people who have always said, once I get my next salary increase, that's when I'll start saving.

Once I get the huge pay rise and I have all this money, that's when I'll be able to get my financial act together.

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