Matt Harris

speaker

8,655 appearances 42 recordings 1 series first heard Apr 2026 last heard 2d ago

Matt Harris’s voice in public audio — every appearance, attributed to the second.

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recordings per month · last 12 months

Recordings per month over the last 12 months — 42 in all, peaking in Aug 2026 with 13.

Appearances

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Cheques and Balances · Mortgage Application Declined? What to Do When the Bank Says No | Episode 537 · 15 Sep 2026 podcast

they voice-verified

We literally walked up on stage, got the trophy, got the photo, gave the trophy, and then went back outside onto the balcony to keep drinking. voice-verified

Throw more sausages. voice-verified

Yeah. voice-verified

That's not a euphemism. voice-verified

It's not. voice-verified

It's actually not. voice-verified

So, you know, there are a ton of reasons why a bank would say no to you, right? voice-verified

And the big one is it's affordability and equity. voice-verified

Those come down to the two really big things. voice-verified

Cool. voice-verified

So voice-verified

Yeah, well, the two big things around, or sorry, the two main reasons that people get declined are they don't have the servicing, so they can't service the regular repayments on the debt, or they don't have enough equity or deposit, right? voice-verified

So traditionally you need 20%, you can do it with 10, you can do it with five. voice-verified

So that's either cash or equity in an existing property if you're going to buy another one. voice-verified

Yeah, very heavily voice-verified

Yeah, so I like to say you've got tier one, tier 1.5. voice-verified

So tier one will solve no problem for you. voice-verified

They are like, you have to fit in this box to get the lending. voice-verified

Tier 1.5, they will solve one or two problems for you. voice-verified

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