Matt Harris

speaker
8,655 appearances 42 recordings 1 series first heard Apr 2026 last heard 2d ago

Matt Harris’s voice in public audio — every appearance, attributed to the second.

Trend

recordings per month · last 12 months
13 · Aug OctJan 26AprJulnow

Recordings per month over the last 12 months — 42 in all, peaking in Aug 2026 with 13.

Appearances

newest first · ▶ plays the moment
I back him. voice-verified
He's a good guy. voice-verified
Yeah, exactly. voice-verified
Right. voice-verified
So like, you know, there are a lot of reasons why you may end up using one of these lenders. voice-verified
Uh, they kind of have a bad, I guess a little bit of stigma around them in New Zealand, in Australia, they are huge. voice-verified
The likes of Resimac in Australia are absolutely enormous. voice-verified
Yeah. voice-verified
So voice-verified
New Zealand? voice-verified
Well we don't have Resimac anymore, they kind of retrenched back to Australia. voice-verified
Some of the ones we use, Avanti, Basecourt, Finbase, Maddox, like there's a tonne of them out there that we use. voice-verified
Midlands Mortgage Trust, we do quite a bit with as well. voice-verified
Yeah they're just kind of like, they're established lenders, big balance sheets and they just can be a bit more creative and flexible. voice-verified
Okay, well, here's an example. voice-verified
So there's a product called an 80-80 bundle. voice-verified
So if you go to a bank, you can lend 80% of the value of your owner-occupied property and 70% of the value of an investment property. voice-verified
So if they're all worth a million bucks, that's $800,000 on the first one and $700,000 on the investment property, right? voice-verified
If you take those two properties to a specialist lender, they can bundle that in together, reassess the risk, and then all of a sudden you can go to 80% across the whole portfolio. voice-verified
So that can mean another $100,000 difference in equity or cash that you can go use through something else. voice-verified
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