Matt Lansley
speaker
288 appearances
2 recordings
1 series
first heard Jun 2025
last heard 1 Jun
Matt Lansley’s voice in public audio — every appearance, attributed to the second.
Trend
recordings per month · last 12 monthsRecordings per month over the last 12 months — 1 in all, peaking in Jun 2026 with 1.
Appearances
And would you like my traditional non-specific English tones?
OK, kishpik.
Right, now sup.
Dear Rosie, Matt and Martin.
Good.
I'm looking for some advice regarding cashback reward credit cards and how changing them affects your credit score.
Got it.
I currently have a cashback credit card that I've held for at least five years.
In the first year it offered a very good cashback percentage, but over time the rewards have dropped to almost nothing.
Because of that, I'm considering opening a new cashback card elsewhere to take advantage of better introductory offers.
However, I've heard that closing old credit card accounts can negatively affect your credit score and your history with lenders.
I'm also concerned that opening a new cashback card every year and then closing old ones might make me look risky to lenders, even though I always pay my balance off in full every month.
In full!
And never carry debt.
What would generally be the best approach in this situation?
And then they've given you sort of a multiple choice.
OK, I like that.
It's like a mastermind.
Is it better to keep the old card open and apply for a new one, close the old card after opening a new one, or avoid switching cards too often?
I'd really appreciate any guidance on how to balance getting better cashback rewards while still maintaining a strong credit profile.
Showing 61–80 of 288 · page 4 of 15
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