Michael Smoak
speaker
3,824 appearances
8 recordings
1 series
first heard Jun 2026
last heard 4d ago
Michael Smoak’s voice in public audio — every appearance, attributed to the second.
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recordings per month · last 12 monthsRecordings per month over the last 12 months — 8 in all, peaking in Aug 2026 with 3.
Appearances
The HigherUp Podcast · 17 Things I Wish I Knew Sooner | The HigherUp Podcast Ep. 87 · 18 Aug 2026
podcast
But you will.
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I promise you, and you can use it.
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To change for the better.
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Or for the worst, but that is ultimately your choice.
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Take more risks.
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Youth is infinitely more valuable than you realize.
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I'm reading a book right now by my friend Jack Rains.
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It's called Young Money, The Field Guide to Purpose and Wealth in Your Twenties.
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And the whole thesis of the book is basically this.
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It's most people my age, I'm twenty nine today, but call it twenty one to twenty nine.
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We graduate from college.
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And we trade incremental amounts of increases in wealth for
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Our time, the time that we can't get back at twenty five years old.
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And Jack's whole argument in this book is you're better off saving less and spending more in your early twenties than you are holding all of that money for a future version of you that doesn't even exist yet.
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And the chapter I'm on now he talks about
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How you can have
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Ten thousand dollars invested right now at twenty one would be worth I think the the S P five hundred averages he used would be worth like two hundred and twenty grand when you're sixty on average.
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But you'd be better off spending 10 grand on yourself at 23 than you would 220 grand on yourself at 65.
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Because the desires that you have, they will change.
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You won't have the desire to fuck off and travel the world for a month when you're 25 or when you're 65, like you do when you're 25.
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Showing 1861–1880 of 3,824 · page 94 of 192
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