Michael Smoak

speaker

3,824 appearances 8 recordings 1 series first heard Jun 2026 last heard 4d ago

Michael Smoak’s voice in public audio — every appearance, attributed to the second.

Trend

recordings per month · last 12 months

Recordings per month over the last 12 months — 8 in all, peaking in Aug 2026 with 3.

Appearances

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The HigherUp Podcast · 17 Things I Wish I Knew Sooner | The HigherUp Podcast Ep. 87 · 18 Aug 2026 podcast

But you will. matched

I promise you, and you can use it. matched

To change for the better. matched

Or for the worst, but that is ultimately your choice. matched

Take more risks. matched

Youth is infinitely more valuable than you realize. matched

I'm reading a book right now by my friend Jack Rains. matched

It's called Young Money, The Field Guide to Purpose and Wealth in Your Twenties. matched

And the whole thesis of the book is basically this. matched

It's most people my age, I'm twenty nine today, but call it twenty one to twenty nine. matched

We graduate from college. matched

And we trade incremental amounts of increases in wealth for matched

Our time, the time that we can't get back at twenty five years old. matched

And Jack's whole argument in this book is you're better off saving less and spending more in your early twenties than you are holding all of that money for a future version of you that doesn't even exist yet. matched

And the chapter I'm on now he talks about matched

How you can have matched

Ten thousand dollars invested right now at twenty one would be worth I think the the S P five hundred averages he used would be worth like two hundred and twenty grand when you're sixty on average. matched

But you'd be better off spending 10 grand on yourself at 23 than you would 220 grand on yourself at 65. matched

Because the desires that you have, they will change. matched

You won't have the desire to fuck off and travel the world for a month when you're 25 or when you're 65, like you do when you're 25. matched

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