Mike Bilski
speaker
136 appearances
1 recordings
1 series
first heard Dec 2025
last heard 18 Dec
Mike Bilski’s voice in public audio — every appearance, attributed to the second.
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recordings per month · last 12 monthsRecordings per month over the last 12 months — 1 in all, peaking in Dec 2025 with 1.
Appearances
Thanks, Reid, for having me.
My second time.
Appreciate it.
Well, you know, payments was a key thing that helped the bank grow.
We founded the bank 28 years ago.
We're now 1.5 billion, approaching 1.6.
We're the top 30 in ACH processing, but we do a high volume of checks.
We do a high volume of credit cards.
And from the ACH, we've taken that to the faster payment types.
We've gone from zero to last month, we did almost 90,000 real, or I should say instant payments.
We bought 60,000 of those were RTP payments and the other 30,000 roughly were FedNow payments.
So we've grown that business pretty well.
I think this year we're seeing a significant increase
quick adoption more of FedNow and RTP by our customers that have been working to get it programmed.
We had some customers right off the start be ready, and now we have several others that are past their testing phase and starting to initiate the instant payments.
Well, that credit card, the original credit transaction, OCT, otherwise known as October payments, you know, that's just ballooned for us significantly.
It's a great product that the card companies have made work for immediate credit types of things, so.
It's been very good.
Well, I think, you know, and I just pulled the November statistics, but 31% of our FedNow transactions, uh, happened, uh, on the weekend, Saturday, Sunday, and on the two holidays that we had for November.
Um, and, uh,
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