Mike Bilski

speaker

136 appearances 1 recordings 1 series first heard Dec 2025 last heard 18 Dec

Mike Bilski’s voice in public audio — every appearance, attributed to the second.

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Recordings per month over the last 12 months — 1 in all, peaking in Dec 2025 with 1.

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Off the Rails from the U.S. Faster Payments Council - FPC · 18 Dec 2025 Mike Bilski of North American Banking Company Instant Payments Visa Direct Mastercard Send FedNow RTP Minnesota Twins Eggnog · 18 Dec 2025 podcast

I think there's just a plethora of things that we can get the money moving to go along with the right email or information stream that doesn't necessarily have to be part of the payment, but can come after the fact, especially if we're moving the credit, not looking for an immediate debit.

Yeah.

You know, I just think we have to keep pushing it.

It's amazing how far it's come.

And, you know, I think those that develop the two networks would like to see it, you know, grow faster.

But I think it is growing.

There's no question, too, that the push of this has helped grow the ACH volume and same to ACH, which is always a good substitute.

the majority, well, all financial institutions are receivers.

There's not a lot of us as a percentage that have decided to be in the origination side, but the faster we originate, the more deposits end up in the receivers.

So I know, I know from an ACH standpoint, our volume

Our last year's volume, we achieved by the end of October already.

And our same-day ACH volume actually accelerated, so we met our same-day ACH by July.

So, you know, the payment types are changing and moving.

And it's good for everybody, quite frankly, I think.

I really think distributed ledger technology is the odd one out from my standpoint.

It's too hard for all of us to understand when you throw that term out there.

AI, there's no question it's helping people.

ISO 2022, a great standard and we should use it.

But I think the odd one out is distributed ledger just because it's still too hard to explain.

And Reed, maybe you and I aren't smart enough for it.

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