Nate Tanner
speaker
28,581 appearances
102 recordings
1 series
first heard Apr 2025
last heard 1 Jul
Nate Tanner’s voice in public audio — every appearance, attributed to the second.
Trend
recordings per month · last 12 monthsRecordings per month over the last 12 months — 25 in all, peaking in Oct 2025 with 7.
Appearances
Same job, same salary, same raises, same employer.
The only difference?
One starts contributing at age 30.
The other waits until 31.
Starting salary, $59,000.
Annual raise, 3%.
Employee contribution, 6%.
Employer match, 50%.
That adds another 3%.
The growth rate is 13% annually.
By age 65, the person who started at age 30 has $3,847,000.
The person who waited until 31, $3,405,000.
One year of waiting cost them $441,000.
thousand dollars and with a hundred percent match that gap widens to nearly six hundred thousand dollars here's what really drives it home in that final year alone age 64 to 65 the portfolio of the person who started earlier grows by roughly 484 thousand dollars in a single 12-month stretch more than most people earn in a decade
According to a 2022 Vanguard report, How America Saves, the average employer match amounts to 4.4% of the employee's compensation.
Real money compounding quietly for decades.
Here's the mindset shift that makes all of this work.
Your 401k contribution should work exactly like your taxes.
Thank you for watching.
Then build your life around what's left.
Showing 981–1000 of 28,581 · page 50 of 1430
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