Nate Tanner

speaker

28,581 appearances 102 recordings 1 series first heard Apr 2025 last heard 1 Jul

Nate Tanner’s voice in public audio — every appearance, attributed to the second.

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recordings per month · last 12 months

Recordings per month over the last 12 months — 25 in all, peaking in Oct 2025 with 7.

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The HSA is one of the most powerful tools hiding in your benefits package.

And now you know how to use it, just like MacGyver would.

But your benefits package doesn't stop there.

Next, we're going to audit everything else your employer is offering and make sure not a single dollar of free money goes unclaimed.

You've captured your 401k match.

You've unlocked your HSA, but most employers offer a whole second layer of perks that quietly go unclaimed year after year.

And most of them don't require open enrollment.

They are available right now.

The moment you decide to look, let's go through all of it, and we're not leaving anything on the table.

Some employers offer an Employee Stock Purchase Plan, or ESPP.

You contribute a portion each paycheck over a six-month offering period.

And at the end, your employer uses those contributions to buy company stock at a discount, typically 15% off market price.

And many plans lock in your purchase price at the start of the period.

Here's how that works.

Say your company stock is at $50 on day one.

Your locked-in price is $42.50.

Six months later, if that stock climbs to $55, you're still buying it at $42.50.

The discount plus all the upside.

And if the stock drops to $45, your locked-in price drops too, to $38.25.

And your contributions buy even more shares at that lower price.

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