Nate Tanner

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28,581 appearances 102 recordings 1 series first heard Apr 2025 last heard 1 Jul

Nate Tanner’s voice in public audio — every appearance, attributed to the second.

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Recordings per month over the last 12 months — 25 in all, peaking in Oct 2025 with 7.

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Master Your Money: Budgeting, Saving, and Debt-Free Living · Gator Season: The Mid-Year Money Check You Didn't Know You Needed · 1 Jul 2026 podcast

But Billy Bean was running the numbers instead.

Your alligator audit is your Moneyball moment.

While everyone else is winging the second half of 2026 on vibes and good intentions, you're running on projections, catching the gaps, and making adjustments before the season is lost.

You're not guessing, you're managing.

And in personal finance, just like baseball, the team that manages the numbers wins.

So how do you run this audit across all your alligators, not just one?

Here's the process.

Step one, list every alligator expense you're currently saving for.

Quarterly oil changes, bi-monthly lawn treatments, semi-annual insurance premiums, back to school, Halloween, Thanksgiving travel, Christmas gifts, annual memberships, car registration.

all of them on one list.

Step two, for each one, put the current balance, your paycheck contribution, your goal amount, and the number of paychecks until it's due.

Step three, run the formula, remaining paychecks times the contribution plus the current balance.

It will equal your projected total.

Compare that to the goal.

Step four, for anything underfunded, calculate your adjusted contribution.

That's your goal minus the current balance divided by remaining paychecks.

Step five, update your paycheck spending plan accordingly and move on with your life knowing your gators are fed.

According to the National Retail Federation's 2024 Back-to-School Consumer Survey, families with school-age children plan to spend an average of $874 per household on back-to-school items, making it one of the largest consumer spending events of the year, second only to the winter holidays.

That's not a small gator.

That's a full-grown eight-foot alligator, and it shows up at the same exact time every year.

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