Nerida Conisbee
speaker
255 appearances
2 recordings
2 series
first heard Feb 2022
last heard 5 May
Nerida Conisbee’s voice in public audio — every appearance, attributed to the second.
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recordings per month · last 12 monthsRecordings per month over the last 12 months — 1 in all, peaking in May 2026 with 1.
Appearances
And every time they move it out, it increases people's borrowing capacity, but it also then increases the time period of which they're paying off a mortgage.
Oh, absolutely.
Yeah, absolutely.
There would be, again, coming back to people hitting retirement with a mortgage.
You know, I think a lot of people would, you know, ideally, I think for most people would be downsized, pay off the mortgage and, you know, take the extra money.
But then we also know the difficulties of downsizing that,
Often housing, there's not much housing that's suitable for people to move into.
There's not much incentive to downsize from a tax perspective.
So there's a lot of challenges in trying to get people to do that.
Yeah, absolutely.
Absolutely.
I think the ideas of having paid off a mortgage in your 50s, you know, would have been very common a generation ago.
I don't think it is as common at this point.
But the thing is that this outlook can change very quickly.
And, you know, we know that a lower than expected inflation rate, for example, which seems unlikely at this point, but the other one would be what happens with unemployment.
And, you know, unemployment seems stable.
But when you look underneath, you know, when you look a bit more closely at the data, youth unemployment is rising very rapidly.
Victoria has a much higher level of unemployment than other states.
And then you look at things like high frequency data around job ads and SEEK are now publishing the number of job ads and that's been reducing quite rapidly.
So I think there's, you know, there's a lot going on.
Showing 81–100 of 255 · page 5 of 13
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