Nick Pell

speaker

6,131 appearances 17 recordings 1 series first heard Jan 2025 last heard 6d ago

Nick Pell’s voice in public audio — every appearance, attributed to the second.

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recordings per month · last 12 months

Recordings per month over the last 12 months — 12 in all, peaking in Aug 2026 with 2.

Appearances

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The Jordan Harbinger Show · 1381: The Housing Crisis | Skeptical Sunday · 13 Sep 2026 podcast

Well, like I said, mortgage rates are my reason for not wanting to buy a home. matched

The estimate is that 6% is the sweet spot where people are going to start looking again. matched

Anecdotally, I've spoken to realtors and people are not jumping at 6% that we're at right now. matched

It needs to be sustained as part of the issue. matched

People have lived through fluctuations in the credit market. matched

So they're going to want to see 6% hold for a while, especially of all they're going to qualify for. matched

is a variable interest mortgage. matched

I'm waiting for 5%. matched

For me, it's not about income. matched

6% is nuts to me. matched

I'm a child matched

So I think what you're specifically talking about was a $25,000 grant proposed by the Harris campaign for first-time homebuyers. matched

The issue here beyond my usual philosophical gripes is that the government would, again, be stepping in to increase demand for housing without increasing the supply. matched

I'm not really sure what it would have accomplished beyond making every house in America $25,000 more expensive. matched

And the thing is, we don't have to resort to abstract reasoning to get to this conclusion. matched

We have an example from California. matched

Of course we do. matched

Okay. matched

Yeah. matched

The California Dream for All Act offered 20% down payment assistance. matched

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