Nick Pell

Got bad credit, but here's an envelope full of money and here's another one for next month. Are we good? There's going to be another one on the first.

Legal disclaimer, please do not ignore your student loan payments. Ignore them. They're fake. Don't do this. And if you don't do it because we told you to, because that's not what we are telling you to do.

Legal disclaimer, please do not ignore your student loan payments. Ignore them. They're fake. Don't do this. And if you don't do it because we told you to, because that's not what we are telling you to do.

Legal disclaimer, please do not ignore your student loan payments. Ignore them. They're fake. Don't do this. And if you don't do it because we told you to, because that's not what we are telling you to do.

Sure. Yeah. I know there was a whole controversy about the cost of some for-profit trade schools using these predatory loans, right? They were just crazy. The rates were insane.

Sure. Yeah. I know there was a whole controversy about the cost of some for-profit trade schools using these predatory loans, right? They were just crazy. The rates were insane.

Sure. Yeah. I know there was a whole controversy about the cost of some for-profit trade schools using these predatory loans, right? They were just crazy. The rates were insane.

That was quite a racket. I remember them advertising for basically my entire childhood. And I mean the 80s and the 90s on TV. I'm sure they were around before I was born. There's decades of roping in, tens or even hundreds of thousands of students, maybe more.

That was quite a racket. I remember them advertising for basically my entire childhood. And I mean the 80s and the 90s on TV. I'm sure they were around before I was born. There's decades of roping in, tens or even hundreds of thousands of students, maybe more.

That was quite a racket. I remember them advertising for basically my entire childhood. And I mean the 80s and the 90s on TV. I'm sure they were around before I was born. There's decades of roping in, tens or even hundreds of thousands of students, maybe more.

They had a campus in my hometown back in Troy, Michigan, or Royal Oak, or wherever it was, and they clearly targeted minorities and low-income students with just insanely high tuition programs. And it's kind of depressing, but quite interesting to read about on Wikipedia. It's like, you read about it, and you're just like, how the hell did they get away with this for so long? It's absolutely crime.

They had a campus in my hometown back in Troy, Michigan, or Royal Oak, or wherever it was, and they clearly targeted minorities and low-income students with just insanely high tuition programs. And it's kind of depressing, but quite interesting to read about on Wikipedia. It's like, you read about it, and you're just like, how the hell did they get away with this for so long? It's absolutely crime.

They had a campus in my hometown back in Troy, Michigan, or Royal Oak, or wherever it was, and they clearly targeted minorities and low-income students with just insanely high tuition programs. And it's kind of depressing, but quite interesting to read about on Wikipedia. It's like, you read about it, and you're just like, how the hell did they get away with this for so long? It's absolutely crime.

The secret ingredient is crime.

The secret ingredient is crime.

The secret ingredient is crime.

They're just unbeatable. Yeah. Yeah. You hear about the stuff of legends in Michigan, the union benefits. I'm guessing not anyone can roll up and get an apprenticeship. I've seen the wire. Don't you need to be somebody that's a nephew or cousin or something like that? You got to have connections to get one of those. Or is that not accurate?

They're just unbeatable. Yeah. Yeah. You hear about the stuff of legends in Michigan, the union benefits. I'm guessing not anyone can roll up and get an apprenticeship. I've seen the wire. Don't you need to be somebody that's a nephew or cousin or something like that? You got to have connections to get one of those. Or is that not accurate?

They're just unbeatable. Yeah. Yeah. You hear about the stuff of legends in Michigan, the union benefits. I'm guessing not anyone can roll up and get an apprenticeship. I've seen the wire. Don't you need to be somebody that's a nephew or cousin or something like that? You got to have connections to get one of those. Or is that not accurate?

That might be a bad example because I honestly think you'd be better served by working at a law firm and practicing under the supervision of a couple of good lawyers. You would learn more about being a lawyer that way than you would ever learn going to, I'm going to say most, but not maybe not all law schools. You'd actually learn how to be a lawyer doing that.