Nicole Lappin

Imagine cashback and credit building with your own money finally on the same card.

No annual fees, no interest, and no strings attached.

And when you get qualifying direct deposits, you get 1.5% cashback on eligible Chime card purchases.

Chime is not just smarter banking.

It is the most rewarding way to bank.

Join the millions who are already banking fee-free today.

It just takes a few minutes to sign up.

Head to Chime.com slash MNN.

I'm so happy to have you.

I really, really admire what you've built and I'd love to dig into it.

But as you know, everything starts in childhood.

Let's go back to the beginning.

What was your relationship with money and ambition like growing up?

I grew up similarly.

I used to think that was a weakness of mine, but I had so much work that I had to do to reframe all of that as my superpower because it really is.

what made me who I am today.

Once you started the work, because we all go through this journey, you looked at tools like journaling and meditation.

How did that resonate with you?

I have stuff to do.

I'm so grateful that you have.