Nicole Lappin
speaker
4,192 appearances
114 recordings
2 series
first heard Nov 2024
last heard 9 Dec
Nicole Lappin’s voice in public audio — every appearance, attributed to the second.
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recordings per month · last 12 monthsRecordings per month over the last 12 months — 5 in all, peaking in Nov 2025 with 2.
Appearances
But together, they massively reduce government revenue. And remember, you can't just cut taxes and also claim to reduce debt unless you've got a replacement income stream. This bill does not. One new addition that's catching a lot of headlines is the Trump account, also known as the baby savings account.
Every American baby born between January 1st, 2025 and January 1st, 2029 would get a thousand dollar federal deposit into a tax advantaged investment account. My baby missed this by about 10 days. Anyway, families can contribute up to $5,000 a year for this account. The account grows in a government-managed stock index fund.
At 18, the kid can use 50% for qualified expenses like college or starting a business. At 25, they can use the rest for the same purposes. By 30, the money is fully accessible for anything. It's being pitched as a way to build generational wealth and encourage saving early. But critics say it benefits families who already have money to contribute and doesn't go far enough to close wealth gaps.
Also in the bill, $50 billion in new spending for border protection. That's one of the few areas where spending increases, not shrinks. And it's one of the reasons Elon Musk on CBS called the bill a, quote, disgusting abomination. He says it increases the deficit and undermines his broader vision for economic reform. Agree with him or not, he is not alone in his concerns.
So where does the bill go from here? Well, the Senate is now reviewing it under budget reconciliation rules. That means it only needs 51 votes, no filibuster. But it also means everything in the bill has to be tied directly to spending, revenue, or the debt ceiling. Anything else, like immigration laws or social policy riders... gets stripped out by the Senate parliamentarian.
And here's where the math is not mathing. Republicans can only afford to lose three votes, but already four GOP senators have said they will not support the bill without changes. So either they have to amend it and send it back to the House for another tight vote, or the bill stalls out. Either way, that July 4th deadline is looking like a long shot.
Even if it makes it through, the core tension in this bill remains. You cannot cut taxes and also cut the debt without either slashing services even deeper or finding new sources of revenue. And this bill does neither. For today's tip, you can take straight to the bank. If you've been thinking about installing solar panels or making your home more energy efficient, please do it soon.
This bill does roll back a lot of the clean energy credits from 2022. Most of them expire at the end of the year. So if you want to take advantage of those savings, please do so soon because the window is closing. Money Rehab is a production of Money News Network. I'm your host, Nicole Lappin. Money Rehab's executive producer is Morgan Levoy. Our researcher is Emily Holmes.
Do you need some money rehab? And let's be honest, we all do. So email us your money questions, moneyrehab at moneynewsnetwork.com to potentially have your questions answered on the show or even have a one-on-one intervention with me. And follow us on Instagram at Money News and TikTok at Money News Network for exclusive video content. And lastly, thank you. No, seriously, thank you.
Thank you for listening and for investing in yourself, which is the most important investment you can make.
Imagine if you had a co-host in your life, you know, someone who could help manage your every day and do the things that you don't have time for. Well, unfortunately, that's not something we can opt into in life, but it is something you can opt into as an Airbnb host.
If you find yourself away for a while, like I do, maybe for work, a long trip, or a big life adventure, a local co-host can help you manage everything. From guest communications to check-in to making sure your place stays in tip-top shape, they have got you covered.
These are trusted locals who know your area inside and out, giving your guests a warm welcome while you focus on your own starring role, whatever that might be. You know that I love how hosting on Airbnb helps you monetize your home, an asset that you already have. That is a holy grail. And as a longtime fan of Airbnb, I have been telling everyone I know that they should be hosting too.
But some of my busiest friends have been overwhelmed by this whole idea of hosting. But thanks to the new co-host offering, they have finally signed up. So if you've got a secondary property or an extended trip coming up and you need a little help hosting while you're away, you can hire a co-host to do the work for you. Find a co-host at Airbnb.com slash host.
I'm Nicole Lappin, the only financial expert you don't need a dictionary to understand. It's time for some money rehab. Today, I'm joined by one of the bravest voices in tech journalism, Laurie Siegel. And as you're about to hear, I've known her for about 100 years. But you know her, too. You've seen her on CNN, 60 Minutes.
And if you've been following her reporting over the last few years, you've probably found yourself both captivated and terrified. Laurie's latest work uncovers one of the darkest corners of the Internet. deepfakes, specifically the dangers of AI-generated images of real people in fake sexual acts. In our conversation, she explains the common deepfake crimes and scams and how to protect yourself.
We also talk about her totally insane investigation into Mr. Deepfakes, a man that she calls one of the most dangerous people online, and what happened when she actually tracked him down and confronted him. And finally, we talk to the Honestly, my takeaway, it's definitely still the Wild West. Ah, Laurie Siegel! I'm so happy to be here with you. I'm so happy to say welcome to Money Rehab.
Thank you. We've known each other for 100,000 years. Correct. We worked together at CNN. 50,000 years ago. Correct. But when I saw online that you were sextorted, first of all, I wanted to kill that person.
And then I was like, what is sextortion? And can I be sextorted?
So what is sextortion?
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