Nicole Lappin
speaker
4,192 appearances
114 recordings
2 series
first heard Nov 2024
last heard 9 Dec
Nicole Lappin’s voice in public audio — every appearance, attributed to the second.
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recordings per month · last 12 monthsRecordings per month over the last 12 months — 5 in all, peaking in Nov 2025 with 2.
Appearances
Because you have health insurance, right?
You know, think of it as like sick planning.
Yeah. We shouldn't think about prenups as divorce planning either because we don't think crash insurance for car insurance. Right. It's just protecting yourself. I think they just got a bad rap. It can feel really awkward. But if you take back the power and the ownership of that conversation, it takes away some of that awkwardness, I think. Yeah, I agree. Or start the conversation.
If somebody is feeling weird about it, once you open up about something vulnerable, it gives another person license to do the same thing. Agreed. But somebody has to go first. Yes. Be like, listen, baby, this is our big, beautiful life. You, me, Zane, all the kids, the whole clan, all of our hopes and dreams. This is about planning and vision.
You can vision board around what that looks like for you. And then, oh my gosh, I love you so much. We've been in our money rehab era and prenups and are just a part of that discussion.
It doesn't sound super bad when you think of it that way, because I think you just reframe it around really what your hopes and your dreams are versus what the scary death destruction outcome could be, because it's not really about that.
And you have a prenup anyway with the state. The state decides. Oh, right. And you don't want the state to decide. You can if you want to. But ultimately, California gives you a prenup whether you want it or not. Do they? I mean, it dictates the terms of a community property state or if you live somewhere else, it would dictate any terms.
And so I think it's nice to just be able to take control back. from the state and say, okay, whatever, this is how I want it. There have been some interesting guests that we've had who put some crazy clauses in their prenups too.
Yeah. Like what? Tell me. Rebecca Minkoff came on the show, the fashion designer, and she said that she put a floozy clause in her prenup so that if she dies and her husband remarries, then the new woman doesn't get any of the money. It's a floozy clause. That's amazing. Okay. Yeah. So people have been rumored to have date night clauses in their prenups.
Not a lot of this is able to be upheld and I am no lawyer for sure. We had Laura Walser on, who's an amazing divorce attorney who's talked through some of these crazy clauses, but it's almost like agreements between couples. Like we have to go on date night. If we don't go on date night every two weeks, then this is null and void. A lot of it, it's not enforceable.
So I'm clearly pregnant.
And so what do you think I should be thinking about? What advice would you have?
Thanks, Sharna. It sounds like you could want to go through this again.
Have you guys thought about any financial planning for Zane or like custodial Roth IRA or 529 or any of those types of plans?
You can contribute to custodial Roth IRA up to $7,000, which would be the retirement account for them that could grow by the time they retire. I wish we had one for when we were kids.
That would be amazing. But yeah, Beyonce, I think, and Jay-Z put
Blue Ivy they sampled her cry I think I know and put on one of the tracks and Drake used his kids artwork or something like that and so there are a lot of for you guys especially there's a ton of ways that you can use your work to pay them yeah out of your business and then from there like the custodial Roth area part you have to they have to be making their own money to contribute so of
the 12,000 or whatever you give them, 7,000 can go right into that account. And what's cool about the Roth part is that it comes out tax free.
The odds on that, the betting market.
Um, before we let you go, um, I'd love to, how is it almost over? This is too fun. We have a financial theme round of never have I ever.
Showing 1121–1140 of 4,192 · page 57 of 210
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