Nilay Patel

Maybe what we're all discovering is that all of our lives are captured in databases.

But there are these huge stores of information held by various companies, held by various governments, held by various agencies inside the government.

And maybe what AI is going to do is make those databases more legible.

And maybe what it's also going to do is make the holders of those databases far more powerful.

right?

Because you suddenly have more access to the data.

You can use it in different ways.

You can connect all these databases in different ways.

I hear this pitch from a lot of people.

You have the biggest database, right?

Experian is one of the most powerful databases in American life.

So there's a reason I'm starting with that.

I'm curious how you think about that power, right?

As it becomes easier to express that power, it becomes easier to share the contents of that database with people.

It becomes easier to query that database.

How do you think about that responsibility at Experian?

Let me ask you an existential question about that.

What if I don't want you to know me?

Right.

I mean, what we're talking about is we're collecting a massive amount of data on regular people.