Olivia Maher

And then a few months later, we got pregnant and we're like, this is our I've had it moment.

We can't bring a child into this world and not have our finances in order.

So that's really where we started right from then.

Three years.

High school sweethearts.

I was reluctant.

I just really needed to realize that I was living beyond my means.

I didn't need certain things, and I just needed to focus on our main path and changing our family tree if we were going to have a child and bring more children into the life.

He just really put out an outline for me.

He's really good with spreadsheets and he explained all that to me and I'm like, you know, that sounds awesome.

It would be great to be debt free and then we can just give back eventually and yeah, have a great life.

Yes, the vision definitely gave me a great outlook on it and I'm like, yes, let's do this.

Yeah, we'd be listening to the podcast all night.

Going through everybody's story, and he's like, see, this could be us.

Crazy amounts of money.

Yeah, we would be so confused.

Like, we're living paycheck to paycheck.

Where is all this money coming from?

So once we started putting everything down into the budget, we're like, this is where it's going.

We cannot do this anymore.