Owen McGee

speaker
1,739 appearances 11 recordings 2 series first heard May 2026 last heard 4d ago

Owen McGee’s voice in public audio — every appearance, attributed to the second.

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recordings per month · last 12 months
3 · Sep OctJan 26AprJulnow

Recordings per month over the last 12 months — 11 in all, peaking in Sep 2026 with 3.

Appearances

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We would say, put the three thousand euros aside, which is six thousand euros, three from mommy, three from daddy.
So uh you can get six thousand as a child from mommy and daddy and you can build that up over the years and they can use it for a deposit for a house, they can use it for a boat, they can use it for whatever they want, and it won't come out of the four hundred thousand in years to come.
Okay, Anna.
So the first thing I'll say: low income family, close to retirement, a little bit of savings.
One of the things that's a disadvantage when it comes to pensions, and that's an unusual um st phrase for me to come out with to say disadvantage and pens pension in the same sentence.
But the one of the disadvantages for people who are maybe twenty years of age, they put their money into their pension, they get all the tax relief, they get the tax-free growth, they get a tax-free lump sum at the end.
But the end is ages away, right?
If you're close to retirement, the end, the end is coming sooner.
So any money you, if you're not maximizing your pension contributions right now, you should be.
Okay.
And you should be trying to get some advice.
And work is typically if there's a pension scheme, if there isn't, you should be an auto-enrollment anyway.
So you probably have access, even if you don't realize it, you probably have access and work to a pension advisor of some sort, or you can go out and get one yourself.
Um but
But I would be s the first thing I'd be boxably trying to tick for you would be
Can I get some of the savings and convert it into pension by putting a lump sum in?
You can put a lump sum in still now today for last year, and you can still do this year.
So I would be ticking that box first.
After that, though, you're kind of looking make sure you're not carrying any well, not pay maybe we flip flip this.
The first thing you should be looking at is make sure you're not carrying any debt, particularly what I call crappy debts.
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