Owen McGee

speaker

1,739 appearances 11 recordings 2 series first heard May 2026 last heard 5d ago

Owen McGee’s voice in public audio — every appearance, attributed to the second.

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Recordings per month over the last 12 months — 11 in all, peaking in Sep 2026 with 3.

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Today with David McCullagh · Personal finance Q&A · 11 Aug 2026 podcast

Or something.

I absolut I have a lot of hope.

The the problem is these are political footballs, right?

These get banged about and they'd be thrown back and forth across the doll and it'll be happening, they won't be happening.

And ultimately, even as the Minister for Finance and the Tornish, uh they still have to get it through their colleagues and everything else.

So I d I'm hopeful is the answer.

Now this is when they're five years out, have you got numbers on it?

Have you got the calculation on it to say how much it's gonna cost you to buy?

I mean we don't need to tell us them, but do you do you have those numbers?

Yeah, and y that's because you're spreading it out over the next five years, where some people be spreading over twenty or thirty years, so it might be expensive on a year to year basis.

But the actual thing here is is

How expensive is it compared to?

So what we would usually there is is we'd take the number and we'd say, okay, so if you buy five years, this is how much it's going to be worth to you on a month-to-month basis.

And it's going to be quite specific to you because your numbers will be different, right?

So if you pay X amount per month to them now, when you retire, you're going to get Y amount extra per month in your pay packet or in your pension packet.

And then what we do is make, okay, what if we use that money and we put it into an AVC?

One, we have a few more options.

Options be if other things we want to do.

But the thing I would be looking at is what we call in our profession the required rate of return.

How much does the AVC have to perform at on a year-to-year basis to make it more advantageous to do the AVC?

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