Owen Rascovitch

Kate, why don't we just kick off, what are some of the apps that you use?

And as far as I know, it's free at the moment.

Okay, cool.

So it might be one of those ones where you get it for free now and then you get hooked on it and then maybe there's a fee.

Okay.

So that I use Google sheets as well, but I use it for everything.

Google Drive for everything so do you just put like all of your investments and cash and you actually manually put that in there yep yeah right okay no that's fine it's sort of like cathartic going through at the end of each month and going this is what's in this bank account this is what's in this transaction account and sort of

Okay, cool.

I like that.

What's that?

Smart goals?

Yeah.

I can't remember the acronym, so I'll just leave it at that.

But I'm sure we can Google smart goals.

Another app that you use, you've got another one on the list here that I've seen.

What's a neobank, just for people that are listening?

Cool.

Okay.

Yeah, right.

So it's obviously all online.