Owen Rascovitch
speaker
2,532 appearances
9 recordings
1 series
first heard Mar 2019
last heard Feb 2020
Owen Rascovitch’s voice in public audio — every appearance, attributed to the second.
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Appearances
Okay, so regulation in February 2019, Senate Standing Committee, sounds so professional when I say that.
Senate Standing Committee found that the National Credit Code would not apply to buy now, pay later products.
Okay, so what we would say then if you don't have access to some sort of regulatory dispute resolution or if you don't have that recourse is just make sure you read the terms before you sign up for one of these things.
Second thing is do you already have all these debts?
You mentioned that someone could go and get multiple.
I think we're preaching to the choir a bit.
I think the people that listen to this podcast know where we sit and they probably have a very similar set of beliefs.
It's unfortunately the people who don't listen to finance podcasts that probably end up in the doldrums here.
Yeah, 1-800-007-007, 007 twice.
Yeah.
I like that.
Okay, and so another thing that the financial rights body came up with is just to take note of their privacy policy too because they could be selling your data to third parties.
They could be selling your financial information.
Yeah, I think it's happened.
I can't remember who, maybe a social network.
uh maybe more than one social network okay so what are my rights so most of them have a pretty deliberate sequence of events when you have a complaint and that is you go directly to them you email like the generic line and then some of them have voluntarily submitted themselves to africa which we said earlier on is afca if that's if i haven't done that you can go to asic which is kind of like the financial services a governing body and they may or may not be able to enforce something
Then you can go to things like fair trading if there's issues with refunds or returns and that sort of stuff.
So there's a few different things.
We'll put some links to the Financial Rights Centre.
Oh, yeah, for sure.
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