Owen Rascovitch

yes they are well they're all going to get cut because interest rates are falling so expect cash like you said if you've got lots of cash you're not going to be um you're not going to be laughing for too much longer so yeah any bank um i use i'm about to get i'll get to this in a minute but i use apple pay with my iphone uh own shares in apple just a disclosure and

I link my ING and my NAB business card to Apple Pay so I can just flick through the cards and just double tap on the side of the phone.

No, no, so it's simple.

It uses facial recognition because it's the iPhone X or whatever it is.

So fancy.

And you just press the button on the side, it takes a photo of your face, it confirms it's you, and then you can just flick a card away or in if you want to use that one and then you tap and go.

Right, you can put like your Virgin Velocity or I think maybe like Woolworths Rewards, I don't know, all that sort of stuff.

You can store a lot of that kind of stuff on there.

So that's pretty handy.

I mentioned I used NAB for the business, for the rest group, because I was with CommBank and they sucked.

So the apps and all that's fine, but I don't like paying $10 a month, Commonwealth Bank, just to have an account open.

So if you're listening to this...

That's what sent me across the street.

So I had an account.

I went in there.

I'm like, can you wipe this $10 a month bank account charge?

I said to him, I'm going to have like 10 accounts with you.

Surely I don't have to pay $10 for every single account.

They're like, no.

So I walked across the road to an app and they did it without that.