Oyin Adedoyin
speaker
1,572 appearances
36 recordings
1 series
first heard Mar 2023
last heard Feb 2025
Oyin Adedoyin’s voice in public audio — every appearance, attributed to the second.
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Fighting against any bad habits that we may have formed regarding money is going to require some brain training and guardrails to set up.
You'd think, right?
It's actually harder than it sounds when it comes to money.
Our brains are not wired to make the best decisions financially.
In fact, a professor from the University of Penn's business school says people shouldn't look at their financial problems as a personal shortcoming.
It's like asking one individual to stand up against a host of organizations whose sole mission is to get us to part with our money as quickly as possible.
Yes, exactly.
Fighting against any bad habits that we may have formed regarding money is going to require some brain training and guardrails to set up.
One researcher recommends seeing if you can reschedule the timing of your recurring bills.
So that's like your phone bill, your electricity bill.
See if you can call up the company that gives those bills out and get them to come out on the same exact day, ideally after a paycheck hits your account.
That way you know when things are going to be leaving your account so that you can better manage when you can spend.
It makes spending money and losing money more predictable.
That way you can rework your spending around when you're going to be seeing those bills come out of your account so you don't end up maybe overcharging your credit card or incurring some kind of fee on your debit card.
And it's so easy nowadays to just press a button and it's at your doorstep in the next day or so.
We really have to train ourselves to have more friction when it comes to our spending, actually.
And in some cases, make it, quote unquote, hurt more.
This may look like clearing any saved credit card information off of any websites or apps because having to re-input your credit card number, expiration date, and security code
It might actually give you a couple of minutes to think, do I need this new tie?
Do I need this new hat?
Showing 821–840 of 1,572 · page 42 of 79
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