Oyin Adedoyin
speaker
1,572 appearances
36 recordings
1 series
first heard Mar 2023
last heard Feb 2025
Oyin Adedoyin’s voice in public audio — every appearance, attributed to the second.
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Or can I save that for later?
Yeah, that's how it works.
It adds more friction and more pain to the spending.
And some people might actually decide this isn't worth it.
People should make the time.
Financial therapists and behavioral scientists say that one of the reasons many people don't address their financial goals is because it makes them uncomfortable or they put it off until the last minute.
Just like how you would take a sick day if you're not feeling well, you should take something called a financial health day or a money date.
That can be anywhere from 15 minutes to a whole day where you just address some of the main money tasks that you have to attend to that week or that month.
Take a whole day, make a to-do list, make it fun, get, you know, your favorite snacks, your favorite drinks and put on some music and just address these tasks.
It can be anything from filing your taxes to writing an invoice to paying a large bill or even cutting some streaming services that have been hitting you with fees.
The hope is that with these guardrails in place, it makes it easier to actually enjoy some of your leftover income without that unnecessary guilt or stress that you feel.
Behavioral scientists say that at the end of the day, restricting yourself from buying a sweet treat or a latte is not going to make you rich.
In fact, there might actually be some benefit to a small impulse purchase every once in a while.
Research shows that budgeting too far in advance can actually lead to overspending.
And that's because the discomfort of limiting your spending with a budget fades over time.
Moderation is always the key.
And if you are making a budget, it's best to make it as close as possible to when you're going to spend that money.
WSJ Your Money Briefing · Tighter Timelines for College Financial Aid Applicants · 4 Dec 2023
podcast
The Education Department has trimmed down this form by more than 50%.
So where it used to be 100 questions, it's now gone down to about 36 or even less for some families.
For sure.
Showing 841–860 of 1,572 · page 43 of 79
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