Patrick Boyle
speaker
346 appearances
1 recordings
1 series
first heard Jul 2026
last heard 13 Jul
Patrick Boyle’s voice in public audio — every appearance, attributed to the second.
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recordings per month · last 12 monthsRecordings per month over the last 12 months — 1 in all, peaking in Jul 2026 with 1.
Appearances
So there's arguments.
The regulation thing I'm always on the fence about because there can be too much regulation and there can be not enough.
And the problem is that both of these things can be harmful.
Yeah, I mean, it's a big problem in big...
parts of the Western world.
It's interesting because it's not, there's certain parts of the United States, like if you look in Texas, there's not really the same problem as you'll see in, you know, New York City and Massachusetts and whatever.
And it's because it's just easy to build in Texas.
And, you know, essentially a home there's price is more tied to the cost of building materials and, you know, interest rates than anything else.
While everywhere else you go, it's often sort of the land value is the core value.
And, you know, some of it, it's things like, you know, growing populations, which are, you know, starting now to reverse.
But it's, you know, an interest rates coming down will have made houses more expensive because people typically buy what borrowed money.
But in the very long run, if you look at a very long history of housing prices, there's no reason to think they should go up.
But it's become sort of an investment class.
Years ago, if you speak to your grandparents, they'll never talk about the concept of real estate investing.
They bought a home that they needed to live in.
Once it became an investment, and we'll say in places like the UK, where it is by far the biggest investment, like it's what people do with their savings, is sort of either buy their own home or buy to let a property, you end up with this situation where the government have, you know, incentivized people to buy homes.
They want prices to go up or at least stay steady.
And so, you know, in an election year or whatever, you know,
Are you going to sort of permit a load of new building that'll hit house prices?
Are you going to allow, you know, changes that would make it affordable to young people?
Showing 261–280 of 346 · page 14 of 18
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