Phil Thompson
speaker
369 appearances
1 recordings
1 series
first heard Aug 2026
last heard 3 Aug
Phil Thompson’s voice in public audio — every appearance, attributed to the second.
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recordings per month · last 12 monthsRecordings per month over the last 12 months — 1 in all, peaking in Aug 2026 with 1.
Appearances
And the great thing is that we help people set up insurances without needing to do holistic advice.
We don't need to look at your CBA Essential Super investments, but we can still get CBA Essential Super to pay a lot of the premiums depending on the way it's structured.
And so, yeah, that's what we do.
We love personal insurance advice.
Yeah.
Yeah, I'm going to assume bought at $600, it's got to be like a $450, $50,000 mortgage and then add that $330,000 on top of that.
This is, I mean, this is a situation that happened to me as well.
We had a home, similar value, and we upgraded.
One thing that I always look at, and human behavior is very interesting, if you're thinking of upgrading your house in six and seven years' time, a lot of human beings, when they get to three years, if they've got the ability to buy that bigger home and their kids are there, you know,
People will often, I find, upgrade sooner if they have the capacity to.
So one thing I do think about, yeah, if you're paying off that debt and clearing it completely off that home loan and then it moves into an investment property, it's going to be positively geared.
You're going to be paying additional tax.
Not a bad thing.
No, not a bad thing, but does it make sense from a financial point of view?
Does the Excel spreadsheet tell you that it's the right thing to do?
Yeah.
One thing I did in this situation because we did maintain our old house and I actually spoke to John Pigeon and said, hey, we're considering do we maintain this house or do we sell it and buy another house?
I understand debt recycling.
I understand deductibility of debt and all of that, but I still sought advice because
So property investment isn't just, well, we had it here because one consideration I had was I moved, upgraded in the same suburb.
Showing 61–80 of 369 · page 4 of 19
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