Phil Thompson
speaker
369 appearances
1 recordings
1 series
first heard Aug 2026
last heard 3 Aug
Phil Thompson’s voice in public audio — every appearance, attributed to the second.
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recordings per month · last 12 monthsRecordings per month over the last 12 months — 1 in all, peaking in Aug 2026 with 1.
Appearances
So did I want two properties?
Do I want a large amount of assets, you know,
in a really small area.
And so I kind of ran the numbers with John.
He didn't give me financial advice.
He didn't give me tax advice, but kind of talked through, you know, that the suburb that the house was in doesn't make sense to maintain and sell off or sell off and buy somewhere else, given the large cost of selling and buying.
So for me, I love getting professional advice.
No, I would keep it all in the offset.
If I'm thinking I'm going to keep that house, you just keep all the money, additional savings in that offset.
Yeah, okay.
Interesting.
And keep pouring money into that offset.
Again, it does depend on your kind of household budget and your savings habits, but these guys seem like they're great savers based on the numbers that I'm seeing.
What do you think?
What would you do?
Well, so the answer, to have minimal non-deductible debt, you've got to sell the house, sell the ETFs, put all your offset into that new mortgage.
And this is exactly why I went to Pidge and asked him because I said, John, is this house that was our first home?
Like we've got a lot of emotional attachment to this house.
Yeah.
But I'm a very pragmatic financial advisor.
Showing 81–100 of 369 · page 5 of 19
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