Phil Thompson
speaker
1,592 appearances
4 recordings
3 series
first heard Apr 2026
last heard 25 Aug
Phil Thompson’s voice in public audio — every appearance, attributed to the second.
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recordings per month · last 12 monthsRecordings per month over the last 12 months — 4 in all, peaking in Aug 2026 with 1.
Appearances
Great question.
First of all, teachers aren't basic jobs.
I know that you didn't write that, Gemma.
So it's an interesting question and there are... I wanted to... I pulled up the PDS.
As I said, not everyone's going to read through a 40-page or 120-page PDS of all the contracts.
So for me, any occupation, the actual wording of it... Now, I'll...
come across two different ones.
But there is one of the biggest insurers in the country.
They talk about any occupation being your injury or illness means that you're incapable of ever working in any job that you're reasonably suited based on your previous education, training, or experience, or any job that you may reasonably become suited to with further education, training, experience within a reasonable period.
And that's an insurer that is within a super fund.
So that super fund actually changed the wordings to basically, they changed it in the past to add the, you're incapable of ever working.
It didn't used to read like that in the past.
And this is one of the concerns with super funds.
They can change the terms whenever they want.
So, theoretically, if I can't teach, maybe I can't do any job, so I can meet them.
But it's training, education, and experience, all the ability for them to retrain you within a reasonable period.
And so, now, if I go into a...
insurer that advisors work with.
Now, they have a similar wording.
So, any occupation whose life insurance is reasonably suited for includes suitable alternative occupations where upskilling is required and the training course program can be completed within 12 months.
Showing 381–400 of 1,592 · page 20 of 80
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