Phil Thompson
speaker
1,592 appearances
4 recordings
3 series
first heard Apr 2026
last heard 25 Aug
Phil Thompson’s voice in public audio — every appearance, attributed to the second.
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recordings per month · last 12 monthsRecordings per month over the last 12 months — 4 in all, peaking in Aug 2026 with 1.
Appearances
But it does, you've just got to make sure you're not in that group policy where they can say, well, we can retrain you into something else.
So for me, just in terms of like security, we have these insurance policies for peace of mind and security.
If I can never work again, I'm going to get paid out.
So for me, the extra cost for an own occupation, TBD, is worth it.
Yeah, so income protection pays you a monthly benefit based on your ability to go to work or not.
So if you can't work because of an injury, illness or sickness, then you'll get paid income protection.
Now, if you're made redundant or you quit your job, you're not getting paid for that.
It's only for health reasons.
Trauma or critical illness is a lump sum payment.
So you've got to be diagnosed with a serious medical condition or have a serious medical condition happen.
So something like heart attack, strokes and cancers.
Cancer is pretty much the majority of all claims.
Yeah.
So if you have a heart attack, you get rushed to hospital and then your recovery is fine.
I'm kind of out of work, out of hospital within a few weeks and maybe I can work because I sit at a desk.
Maybe I'm not eligible for income protection because I've got to serve a waiting period.
And so I can theoretically go back to work.
So that trauma payment will still be paid.
But if you have something like cancer and you're going through treatment and you're either scaling back work significantly or just not working at all, that's when you'll get paid both.
Exactly.
Showing 441–460 of 1,592 · page 23 of 80
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